BILL Spend & Expense
By BILL Operations, LLC
BILL Spend & Expense issues physical and virtual cards with limits assigned per card, and syncs with NetSuite, Sage Intacct, QuickBooks, Microsoft and Xero. The pricing page lists the plan at $0 per user each month, with standard card and payment fees where they apply.
- From
- Free
- Free plan
- Yes
- Free trial
- No
- Prices checked
- November 4, 2026
Pricing
Checked November 4, 2026 on the vendor's pricing page.
| Plan | Price | Charged | Notes |
|---|---|---|---|
| Spend & Expense | Free | per user | Standard card and payment fees apply where applicable. The product page says pricing is based on business needs and the number of users |
Costs not in the plan price
- Standard card and payment fees apply on top of the plan, and the card page does not list physical card fees.
- Pay-by-card payments are listed at 2.9% in the payment fee table.
Categories it qualifies for
Facts we checked
- The product page says physical or virtual cards can be created for teams, with limits and rules, and for specific teams or projects. Source, checked November 4, 2026
- The FAQ says administrators can create custom business budgets, assign card limits and automate approval workflows. Source, checked November 4, 2026
- Accounting sync is named for NetSuite, Sage Intacct, QuickBooks, Microsoft and Xero, run automatically or on demand. Source, checked November 4, 2026
- The pricing FAQ says there are no per-user subscription fees for BILL Spend & Expense, and that standard card and payment fees apply where applicable. Source, checked November 4, 2026
- BILL's security page says it undergoes an annual SOC 1 and SOC 2 Type II audit by a national CPA firm. Source, checked November 4, 2026
Security and compliance
- SOC 2
- Yes
- ISO 27001
- Not stated
- GDPR
- Not stated
- HIPAA
- Not stated
- Single sign-on
- Not stated
Checked November 4, 2026 on the vendor's security page.
Contract terms
- Annual contract required
- Not stated
- Minimum seats
- None stated
- Renews automatically
- Yes
- Cancellation
- The terms say an account can be canceled at any time, and for subscription accounts the cancellation takes effect on the last day of the current billing cycle.
- Data export
- Not stated
Checked November 4, 2026 in the vendor's terms.
Reviews
Review collection has not opened yet, so there are no reviews to show. When it opens, reviewers will confirm their identity with a work email or LinkedIn before a review is published.
Who pays us
BILL Operations, LLC does not pay us anything.