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PayPal Checkout and Card Payments

By PayPal, Inc.

Vendor's website

PayPal takes payments by PayPal Checkout, standard cards and advanced card processing. Checkout costs 3.49% plus 49 cents, standard cards 2.99% plus 49 cents, and advanced cards 2.89% plus 29 cents. Interchange-plus-plus pricing adds 0.49% and 39 cents to pass-through costs. Merchants can move a balance to a bank account, and send batch payouts through a separate product.

From
0.49% + $0.39 on top of interchange and scheme costs passed through
Free plan
No
Free trial
No

Pricing

Taken from the vendor's pricing page.

Plans and prices for PayPal Checkout and Card Payments
PlanPriceChargedNotes
PayPal Checkout3.49% + $0.49 commercial transactions received in USDper transaction
Standard cards2.99% + $0.49 standard credit and debit card paymentsper transaction
Advanced cards2.89% + $0.29 advanced credit and debit card paymentsper transaction
Interchange plus plus0.49% + $0.39 on top of interchange and scheme costs passed throughper transaction

Costs not in the plan price

  • Receiving an international commercial transaction adds 1.50%, except on interchange-plus-plus advanced card payments.
  • Each chargeback costs $20.00.
  • Instant withdrawal to a bank costs 1.50% of the amount, with a $0.50 minimum.
  • The rates are for US-market accounts and differ by country.

Categories it qualifies for

Facts we checked

  • PayPal Fraud Protection approves legitimate card transactions and declines fraudulent ones using a machine learning engine, and it offers filters, a simulation of filter impact and dashboards. Source
  • Fraud Protection is for merchants who have integrated advanced credit and debit card payments, and it is switched on in the PayPal App Center with no extra onboarding. Source
  • PayPal Payouts sends batch payments to email addresses, phone numbers or PayPal IDs, across 20+ currencies and 96 countries or regions. Source
  • Withdrawing a PayPal balance to a bank account instantly costs 1.50% of the amount, with a $0.50 minimum. Source

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Who pays us

PayPal, Inc. does not pay us anything.

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